£Saving Tool UK
BlogTry Advanced →
Pay GuidesTax Year 2026/27

UK Job Pay Guide 2026/27

Explore salary ranges and estimated take-home pay for professions across the UK. Each guide shows national and London rates, typical career levels, and direct links into the calculator.

Your Income

£per year
£per year
Income from bonuses, commission, overtime, capital gains, investments, etc.
Your Contributions
%
Employer's
%
Try adjusting your contributions to see how it affects everything.
Tax Residency
State Pension Age

68 applies if born after 5 April 1978.

Your taxes (2026/27)

YearMonthWeek
Gross Income£37,500£3,125£721
Pension (You)£375 Saved!£1,875£156£36
PensionEmployer Added!£1,125£94£22
Taxable Income£35,625£2,969£685
Personal allowance£12,570--
National Insurance£1,843£154£35
Income Tax£4,611£384£89
Take Home Pay£29,171£2,431£561
Added to Pension£3,000£250£58
Opportunities FoundView My Opportunities →
If you invested £181 each month into an ISA after covering your expenses, you could make £108,173 over 25 years - a whopping +£53,905 on top of what you put in, thanks to compounding returns.
HMRC Tax rates and rules last updated 6th Apr 2026

Use this guide to explore typical salaries for a wide range of UK professions in the 2026/27 tax year. Each page shows salary ranges across experience levels, the London pay premium, and links to the take-home pay calculator so you can see exactly what you'll earn after income tax and National Insurance.

Salary figures are sourced from ONS Annual Survey of Hours and Earnings (ASHE), government pay scales, and professional body surveys.

Healthcare

Technology

Finance & Accounting

Legal

Engineering

Education

Emergency Services & Public Sector

Trades & Construction

Business & Management

Creative & Media

Other Professions

NHS and Teacher Pay

For detailed NHS pay band breakdowns, see the NHS Take-Home Pay Calculator, or browse individual band pages from Band 2 to Band 9. For teacher salaries, see the Teacher Pay Guide.

Take it further

Explore Your Finances

Model your expenses, project your wealth, and find your path to financial independence.

Your Monthly Expenses

Essential Outgoings

£per month
Things you have to pay for: housing, bills, council tax, food.

Non-essential Outgoings

£per month
Things you choose to pay for.

Your Plan

The earliest you can retire with your workplace pension is usually 55. You won't get your state pension until your mid or late 60s, depending on your current age. Tip: try playing around with your target retirement age to see how things change.
£
The total balance of all your existing pension pots.
£
The total balance of any existing ISA Savings accounts (GIAs are not currently supported)

Your Monthly Outgoings

Projected Pension

Estimated pension growth over 31 years. Assumes a fund fee of 0.35%. Growth adjusted for inflation.

Wealth & Financial Independence More Info

%
%
%
Financial independence means having enough saved that your expenses will be covered for the rest of your life.

Projected Wealth

Estimated income over 50 years, adjusted for inflation, with a 5% annual return and 0.35% yearly platform fee.

Calculations
  • FI Target = Annual outgoings (£21,600) * Years needed for 4.00% SWR (25.00) = £540,000
  • Invested annual pension = £3,000
  • Invested annual surplus = £2,171
  • Inflation of 2.5% / year
  • Assumes New State Pension, payments increasing with inflation (2.5% / year)
  • Assumes student loans last 30 years max
  • Assumes a flex-drawdown pension for illustration purposes
  • Assumes you draw down pension up to the higher rate bracket (£50,270), then draw down your S&S ISA
  • Pension lump sums are not included