Saving Tool UK

UK Job Pay Guide 2026/27

Explore salary ranges and estimated take-home pay for professions across the UK. Each guide shows national and London rates, typical career levels, and direct links into the calculator.

Use this guide to explore typical salaries for a wide range of UK professions in the 2026/27 tax year. Each page shows salary ranges across experience levels, the London pay premium, and links to the take-home pay calculator so you can see exactly what you'll earn after income tax and National Insurance.

Salary figures are sourced from ONS Annual Survey of Hours and Earnings (ASHE), government pay scales, and professional body surveys.

Pay by role

Every role on its category's own pay scale, sorted by the middle of its range. Pick a role for the full breakdown.

Pay rangeMidpoint

NHS & Healthcare

9 roles

Technology

8 roles

Finance & Accounting

6 roles

Engineering

6 roles

Education

3 roles

Public Sector

6 roles

Trades & Construction

6 roles

Business & Management

8 roles

Creative & Media

4 roles

Other Professions

9 roles

Your pay

per year
per year

Bonuses, commission, overtime, capital gains, investments and similar.

Your take-home pay

£2,288a month

£27,461 a year · £528 a week

Out of £2,917 gross a month

  • Take-home pay£2,28878.5%
  • Your pension+ £88 from your employer£1465.0%
  • Income tax£34511.8%
  • National Insurance£1384.7%
HMRC 2026/27 rates, updated 6 April 2026

If you invested £38 each month into an ISA after covering your expenses, you could make £22,959 over 25 years: +£11,441 on top of what you put in, thanks to compounding returns.

See how
Pension, region, student loan, State Pension age
%
%

Try changing your contributions to see how it affects everything.

Where you pay tax
State Pension age

68 applies if you were born after 5 April 1978.

Explore your finances

Model your expenses, project your wealth, and find your path to financial independence, using the pay figures above.

Your monthly spending

Essentials

£per month
Housing, bills, council tax, food.

Everything else

£per month
Things you choose to pay for.

Your plan

The earliest you can retire with your workplace pension is usually 55 (rising to 57 from 6 April 2028). You won't get your state pension until your mid or late 60s, depending on your current age. Tip: try playing around with your target retirement age to see how things change.
£
The total balance of all your existing pension pots.
£
The total balance of any existing ISA Savings accounts (GIAs are not currently supported)

Financial independence

%
% of today
%
Financial independence means having enough saved that your outgoings are covered for the rest of your life.

Where your £2,917 a month goes

  • Essentials£1,750
  • Everything else£500
  • Tax and NI£482
  • Pension£146
  • Left to invest in your ISA£38

Projected wealth

Estimated income over 50 years, in today's money, with a 5% annual return and 0.35% yearly platform and fund fees.

Projected pension

Your pension pot over 31 years at three growth rates, after 0.35% fees, in today's money.

Calculations
  • FI Target = Annual outgoings (£21,600) * Years needed for 4.00% SWR (25.00) = £540,000
  • Invested annual pension = £2,800
  • Invested annual surplus = £461
  • Inflation of 2.5% / year
  • Assumes New State Pension, payments increasing with inflation (2.5% / year)
  • Assumes student loans last 30 years max
  • Assumes a flex-drawdown pension for illustration purposes
  • Assumes you draw down pension up to the higher rate bracket (£50,270), then draw down your S&S ISA
  • Pension lump sums are not included