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Based on a £24,000 salary and £20,801 take-home, here's what most people miss

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Based on a £24,000 salary and £20,801 take-home, here's what most people miss

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Teaching Assistant Pay UK 2025/26

Teaching assistants are typically employed term-time only (39 weeks per year) and paid at NJC Local Government pay scales, which means actual take-home pay is roughly 80% of the full-time equivalent figures shown here. HLTAs, who can cover classes, lead interventions, and mentor other TAs, earn more and have a distinct professional identity within the school workforce. The role is an important pipeline for school workforce development, and many TAs go on to qualify as teachers through school-based routes.

Based on typical teaching assistant salaries, here is what you can expect to take home after income tax and National Insurance:

  • Level 1 / Unqualified TA: £17,921 take-home (£20,000 gross, outside London) / £20,801 take-home (£24,000 gross, London)
  • Level 2–3 TA: £20,801 take-home (£24,000 gross, outside London) / £24,401 take-home (£29,000 gross, London)
  • Higher Level Teaching Assistant (HLTA): £23,681 take-home (£28,000 gross, outside London) / £27,281 take-home (£33,000 gross, London)

Key facts about teaching assistant pay:

  • Most TAs work term-time only (39 weeks); actual annual pay is approximately 80% of the FTE figure; for example an FTE of £24,000 equates to around £19,200 actual annual pay
  • NJC 2024/25 pay scales: Grade 3 starts at £24,294 FTE; HLTA sits at NJC Grade 5, starting at £27,711 FTE nationally
  • Inner London weighting adds £5,135; outer London adds £3,298; fringe adds £951 (NJC 2024/25 rates)
  • Special needs TAs providing 1:1 support for EHC plan children are in high demand and can negotiate slightly above NJC rates
  • Teaching assistants are auto-enrolled into the LGPS (Local Government Pension Scheme), a defined benefit scheme
  • HLTA status requires a formal assessment process (approximately £800–£1,200) and is the main route to higher TA pay without retraining as a teacher

Your Income

£per year (pre-tax)
£per year (pre-tax)
Income from Bonuses, Commission, Overtime, Capital Gains, Investments, etc.
Your Contributions
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Employer's Contributions
%
Try adjusting your contributions to see how it affects everything.
Tax Residency
England/NI/Wales
State Pension Age
68 (Born after 5th April 1978)
Plan 1
Outstanding Balance
£
📈 If you invested £181 each month into an ISA after covering your expenses, you could make £108,173 over 25 years — a whopping +£53,905 on top of what you put in, thanks to compounding returns.

Your taxes (2025/26)

Various assumptions apply
The primary assumptions are that you are a FTE and that standard tax rates for 2025/26 apply to you. For fewer limitations, try Saving Tool Advanced.
YearMonthWeek
Gross Income£37,500£3,125£721
Pension Contributions£375 Saved!£1,875£156£36
Employer Pension ContributionsPot Increased£1,125£94£22
Taxable Income£35,625£2,969£685
Personal allowance£12,570--
National Insurance£1,843£154£35
Income Tax£4,611£384£89
Take Home Pay£29,171£2,431£561
Added to Pension£3,000£250£58
Opportunities FoundView My Opportunities →
HMRC Tax rates and rules last updated 8th Nov 2025

Teaching Assistant Salary Breakdown UK 2025/26

The table below shows typical teaching assistant salaries across experience levels and regions, alongside estimated take-home pay after income tax and National Insurance. Click any salary figure to open it in the calculator.

LevelNational GrossNational Take-HomeMonthly (National)London GrossLondon Take-Home
Level 1 / Unqualified TA£20,000£17,921£1,493£24,000£20,801
Level 2–3 TA£24,000£20,801£1,733£29,000£24,401
Higher Level Teaching Assistant (HLTA)£28,000£23,681£1,973£33,000£27,281

How Teaching Assistant Pay Works in the UK

  • Most TAs work term-time only (39 weeks); actual annual pay is approximately 80% of the FTE figure; for example an FTE of £24,000 equates to around £19,200 actual annual pay
  • NJC 2024/25 pay scales: Grade 3 starts at £24,294 FTE; HLTA sits at NJC Grade 5, starting at £27,711 FTE nationally
  • Inner London weighting adds £5,135; outer London adds £3,298; fringe adds £951 (NJC 2024/25 rates)
  • Special needs TAs providing 1:1 support for EHC plan children are in high demand and can negotiate slightly above NJC rates
  • Teaching assistants are auto-enrolled into the LGPS (Local Government Pension Scheme), a defined benefit scheme
  • HLTA status requires a formal assessment process (approximately £800–£1,200) and is the main route to higher TA pay without retraining as a teacher

Income Tax and National Insurance in 2025/26

Like all UK workers, teaching assistants salaries are subject to income tax and National Insurance (NI) contributions. In the 2025/26 tax year:

  • Up to £12,570: 0% (Personal Allowance)
  • £12,571 to £50,270: 20% (Basic Rate)
  • £50,271 to £125,140: 40% (Higher Rate)
  • Above £125,140: 45% (Additional Rate)

Employee National Insurance contributions for 2025/26:

  • 8% on earnings between £12,570 and £50,270
  • 2% on earnings above £50,270

Use the calculator above to see your exact take-home pay after all deductions, including pension contributions and student loan repayments if applicable.

Related Pay Guides

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Explore Your Finances

Model your expenses, project your wealth, and find your path to financial independence.

Your Monthly Expenses

Essential outgoings

Things you have to pay for
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Non-essential outgoings

Things you choose to pay for
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Your Monthly Outgoings

Your Plan

The earliest you can retire with your workplace pension is usually 55. You won't get your state pension until your mid or late 60s, depending on your current age. Tip: try playing around with your target retirement age to see how things change.
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The total balance of all your existing pension pots.
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The total balance of any existing ISA Savings accounts (GIAs are not currently supported)

Projected Pension

Wealth & Financial Independence More Info

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Financial independence means having enough saved that your expenses will be covered for the rest of your life.

Projected Wealth

Calculations
  • FI Target = Annual outgoings (£21,600) * Years needed for 4.00% SWR (25.00) = £540,000
  • Invested annual pension = £3,000
  • Invested annual surplus = £2,171
  • Inflation of 2.5% / year
  • Assumes New State Pension, payments increasing with inflation (2.5% / year)
  • Assumes student loans last 30 years max
  • Assumes a flex-drawdown pension for illustration purposes
  • Assumes you draw down pension up to the higher rate bracket (£50,270), then draw down your S&S ISA
  • Pension lump sums are not included