Mortgage Calculator 2026/27
Estimate monthly repayments based on your property value, deposit and mortgage term. Start with quick inputs here, then explore detailed deposit scenarios, rate sensitivity and overpayments in the full calculator below.
Quick setup
Estimated Monthly
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Representative Rate
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In multi-deposit mode, the quick estimate uses a representative 15% deposit scenario.
Property Value
£
Your Deposit
Mortgage Term
Initial Term Type
Interest Rate
Results
Notes
- Interest rates are estimated based on current UK base rate and typical lender margins
- Lower loan-to-value ratios typically qualify for better interest rates
- Fixed-rate terms show initial rates; rates may change after the fixed period
- This calculator does not include additional costs like stamp duty, solicitor fees, or surveys
For mortgage advice tailored to your circumstances, consult with a qualified mortgage broker. Something look off? Get in touch to provide feedback.