Pension Contributions Calculator 2026/27
Set your pension pot target and find out how long you need to keep contributing before compounding growth can do the rest. Fine-tune age, balance, contributions and fees below.
Quick setup
Set the retirement pot you're aiming for here, then adjust your age, current balance, contributions and fees in the full planner below.
Results
| Years to Contribute | Total Contributions | Investment Returns |
|---|---|---|
| Years to Contribute N/AThen 0 years of growth | Total Contributions N/AUp to age 35 | Pot Investment Returns N/AAfter fees, over 30 years |
Get an accurate forecast using Saving Tool Advanced
This calculator serves as a general guide for figuring out how to achieve the goals you have for your Defined Contribution pension pots.
To run a full simulation that takes into account your income, outgoings, existing investments and lots more, create a scenario using Saving Tool Advanced. Saving Tool Advanced also supports Defined Benefit pensions.
Go to Saving Tool Advanced →Notes
- Focuses on reaching the target but not exceeding it, meaning contributions will automatically stop
- Keeps your contributions the same throughout (until the target is reached)
- Assumes your retirement pot is invested in low-cost index funds, achieving net 5% per year, allowing for 2.5% inflation
Fewer limitations exist using the full Saving Tool Advanced simulation. Something look off? Get in touch to provide feedback.