With a general election due before the 2029 implementation date, significant industry opposition, and the UK's long history of fiscal U-turns, there are genuine reasons to question whether the new £2,000 salary sacrifice cap will survive in its current form.
We break down the key measures from Budget 2025, including extended tax threshold freezes, salary sacrifice changes, ISA reforms, and support for pensioners and lower-income families.
Selecting the right retirement planning adviser requires careful evaluation of their qualifications, expertise, and approach to help you navigate the complex world of pensions, tax-efficient savings, and investment strategies for your financial future.
Planning to retire early? Our new ISA Bridging Calculator helps you determine if your Stocks & Shares ISA can provide tax-free income during the gap between early retirement and pension access age, with two flexible calculation modes and detailed year-by-year projections.