High Earners Face a Budget Guessing Game Over Their Pensions
Ahead of the Autumn Budget, high earners face a familiar mix of rumour and rules, and the £100,000 tax trap matters more than the headlines.
Pensions
The Pension Your Child Can't Touch Until 2082: Why Junior SIPPs Are Catching On
A growing number of UK parents are paying into pensions their children cannot touch until at least 57, betting on six decades of compounding and a tax system that stays broadly favourable.
The Triple Lock Endgame: What a Rethink Would Mean for Your Retirement Maths
The triple lock now costs around £15.5bn a year more than expected, and ministers are openly weighing whether to trade it for a national care service, which makes the assumptions in your own retirement forecast worth revisiting.
Beyond the Obvious: Costs Your Limited Company Can Legitimately Cover
A closer look at seven costs a limited company can legitimately cover, from mobile phones and trivial gifts to executive income protection, and the conditions that make each relief work.
The Marginal Rate Illusion: How UK Self-Employed Earners Above £50k Are Leaving Thousands on the Table
For self-employed earners above £50,000, confusing the marginal tax rate with the effective rate is one of the most common and costly mistakes in UK personal finance planning.