From April 2027, unused pension funds will be taxed as part of your estate at 40%, a rule change that could land many UK families with a six-figure inheritance tax bill they never expected.
A lifetime mortgage lets you borrow against your home without monthly repayments, but compound interest, early repayment charge structures, and the impact on means-tested benefits mean the real cost goes well beyond the headline rate.
We break down the key measures from Budget 2025, including extended tax threshold freezes, salary sacrifice changes, ISA reforms, and support for pensioners and lower-income families.
Selecting the right retirement planning adviser requires careful evaluation of their qualifications, expertise, and approach to help you navigate the complex world of pensions, tax-efficient savings, and investment strategies for your financial future.
