A growing number of UK parents are paying into pensions their children cannot touch until at least 57, betting on six decades of compounding and a tax system that stays broadly favourable.
Australia rebuilt its advice market after the Hayne Royal Commission, and its choices on statutory duties, licensing and retirement drawdown offer a useful test case for UK savers and advisers alike.
Few tax ideas have travelled as far from the fringes of economic debate towards the centre of British politics as the land value tax. Once the preoccupation of nineteenth-century reformers and a
From April 2027, unused pension funds will be taxed as part of your estate at 40%, a rule change that could land many UK families with a six-figure inheritance tax bill they never expected.
A lifetime mortgage lets you borrow against your home without monthly repayments, but compound interest, early repayment charge structures, and the impact on means-tested benefits mean the real cost goes well beyond the headline rate.
