SIPP - Saving Tool UK Blog

Understanding Precious Metals as a UK Investment Option: Silver, Gold and Long-Term Wealth Strategies

17 Feb 2026 5 min read Investing

UK investors considering precious metals must navigate complex tax implications, storage costs, and regulatory considerations while understanding their role as potential portfolio diversifiers rather than guaranteed wealth preservers.

UK Budget 2025: Key Points and Takeaways

26 Nov 2025 9 min read News

We break down the key measures from Budget 2025, including extended tax threshold freezes, salary sacrifice changes, ISA reforms, and support for pensioners and lower-income families.

How to Choose the Right Retirement Planning Adviser for Your Financial Future

14 Nov 2025 6 min read Retirement

Selecting the right retirement planning adviser requires careful evaluation of their qualifications, expertise, and approach to help you navigate the complex world of pensions, tax-efficient savings, and investment strategies for your financial future.

Introducing the ISA Bridging Calculator: Your Path to Early Retirement

09 Nov 2025 5 min read ISAs

Planning to retire early? Our new ISA Bridging Calculator helps you determine if your Stocks & Shares ISA can provide tax-free income during the gap between early retirement and pension access age, with two flexible calculation modes and detailed year-by-year projections.

Vanguard’s New Minimum Fee: What It Means for UK Investors

12 Dec 2024 3 min read S&S ISA

Vanguard's new £4 monthly minimum fee from January 2025 affects investors with balances under £32,000. While competitive for larger portfolios, smaller investors may face higher costs, potentially impacting compounding growth and prompting a review of alternative platforms.