The Budget 2025 introduces a £2,000 cap on salary sacrifice pension contributions from April 2029, with National Insurance applying to amounts above this threshold, affecting around a quarter of current users.
We break down the key measures from Budget 2025, including extended tax threshold freezes, salary sacrifice changes, ISA reforms, and support for pensioners and lower-income families.
Selecting the right retirement planning adviser requires careful evaluation of their qualifications, expertise, and approach to help you navigate the complex world of pensions, tax-efficient savings, and investment strategies for your financial future.
Planning to retire early? Our new ISA Bridging Calculator helps you determine if your Stocks & Shares ISA can provide tax-free income during the gap between early retirement and pension access age, with two flexible calculation modes and detailed year-by-year projections.
An ISA bridge is a financial strategy where UK savers use tax-free ISA funds to support early retirement before accessing their pension at age 55 or 57.
