Britain faces a retirement crisis as demographic changes and inadequate savings threaten to leave tomorrow's pensioners significantly poorer than today's retirees.
Choosing between mortgage overpayments and investing isn't just about mathematics, it's about balancing guaranteed returns against growth potential while considering your personal risk tolerance and financial goals.
The UK Budget 2025 introduces higher taxes on dividends, savings and property income alongside reforms to ISAs and pension salary sacrifice, making tax-efficient investing more important than ever for UK investors.
The 2025 UK Budget introduces frozen tax thresholds until 2031, caps on pension salary sacrifice from 2029, and increased taxes on investment income, meaning higher earners will face significantly larger tax bills by the end of the decade.
The UK Budget 2025 brings mixed news for small businesses, with permanently lower business rates for high streets but higher dividend taxes affecting most firms from 2025 onwards.
