Emergency Fund

How to Build an Effective Emergency Fund: A Practical Guide for UK Savers

Sep 9, 2024 4 min read Emergency Fund

An emergency fund is crucial for financial security, ideally covering two to twelve months of expenses, and should be stored in easily accessible, secure accounts like easy access savings or Premium Bonds.

I've Secured a Pay Rise: What Should I Do?

Sep 9, 2024 5 min read Investing

After receiving a pay rise, prioritize building an emergency fund, paying off high-interest debts, increasing pension contributions, maximizing ISA allowances, and reviewing discretionary spending for long-term financial health.