The UK Budget 2025 cuts the cash ISA limit to £12,000 from April 2027 for under-65s, with the remaining £8,000 of the £20,000 allowance designated for investments, while Lifetime ISAs face replacement with a simpler first-time buyer product.
The UK Budget 2025 introduces higher taxes on dividends, savings and property income alongside reforms to ISAs and pension salary sacrifice, making tax-efficient investing more important than ever for UK investors.
The 2025 UK Budget introduces frozen tax thresholds until 2031, caps on pension salary sacrifice from 2029, and increased taxes on investment income, meaning higher earners will face significantly larger tax bills by the end of the decade.
The UK Budget 2025 brings mixed news for small businesses, with permanently lower business rates for high streets but higher dividend taxes affecting most firms from 2025 onwards.
Individual landlords face higher tax bills from April 2027 with new property income rates adding two percentage points to each tax band, whilst limited company landlords remain unaffected and continue paying 19% (or 25%) corporation tax.
