The UK Budget 2025 cuts the cash ISA limit to £12,000 from April 2027 for under-65s, with the remaining £8,000 of the £20,000 allowance designated for investments, while Lifetime ISAs face replacement with a simpler first-time buyer product.
The UK Budget 2025 introduces higher taxes on dividends, savings and property income alongside reforms to ISAs and pension salary sacrifice, making tax-efficient investing more important than ever for UK investors.
The 2025 UK Budget introduces frozen tax thresholds until 2031, caps on pension salary sacrifice from 2029, and increased taxes on investment income, meaning higher earners will face significantly larger tax bills by the end of the decade.
We break down the key measures from Budget 2025, including extended tax threshold freezes, salary sacrifice changes, ISA reforms, and support for pensioners and lower-income families.
Selecting the right retirement planning adviser requires careful evaluation of their qualifications, expertise, and approach to help you navigate the complex world of pensions, tax-efficient savings, and investment strategies for your financial future.
