AI technology, including voice interfaces, is revolutionising UK consumer financial services by making complex concepts like ISA allowances and capital gains tax more accessible through conversational, personalised interactions.
The Leeds Reforms aim to shift UK savers from low-interest accounts into investments, support first-time buyers, and boost economic growth through sweeping changes to financial regulation.
An ISA bridge is a financial strategy where UK savers use tax-free ISA funds to support early retirement before accessing their pension at age 55 or 57.
As the UK enters the 2025/26 financial year, Chancellor Rachel Reeves unveils key fiscal reforms aimed at addressing fiscal challenges and driving long-term growth across taxation, public investment, and welfare.
Despite their potential for higher returns, Stocks and Shares ISAs saw a decline in subscriptions, highlighting a need for improved financial literacy and awareness among UK investors.