Our comprehensive statistical analysis reveals how UK households navigated financial challenges in 2025, from record savings rates to evolving digital banking adoption across all demographics.
The pandemic didn't just change how we shop temporarily; it triggered a permanent transformation in British consumer behaviour that's reshaping our relationship with money, values, and retail forever.
Britain faces a retirement crisis as demographic changes and inadequate savings threaten to leave tomorrow's pensioners significantly poorer than today's retirees.
While many retirees get lost in complex bucket strategies and elaborate withdrawal rules, the most successful retirement investing approach uses just two simple buckets and annual rebalancing to achieve better results with less stress.
Choosing between mortgage overpayments and investing isn't just about mathematics, it's about balancing guaranteed returns against growth potential while considering your personal risk tolerance and financial goals.
