What FCA Regulation Actually Does for UK Borrowers
A closer look at how FCA authorisation, the Consumer Duty, the high-cost credit price cap and the complaints system shape what UK borrowers can expect from lenders.
Compliance
Australia after Hayne: what its advice market reveals about accountability, fees and drawdown
Australia rebuilt its advice market after the Hayne Royal Commission, and its choices on statutory duties, licensing and retirement drawdown offer a useful test case for UK savers and advisers alike.
Spread Betting vs CFDs: How Each Is Taxed in the UK
Spread betting profits are usually tax-free in the UK, while CFDs fall under Capital Gains Tax rules that also allow loss relief.
How Your Salary Decides the Tax You Pay on a Crypto Gain
Your salary, not your coin, decides whether a UK crypto gain is taxed at 18% or 24%, and the gap between the two can run into hundreds of pounds on an identical profit.
What Trading Volume Really Tells You About the Cost of a Crypto Trade
Headline trading volume tells you what has already happened on a crypto exchange, not what your next order will cost, and the difference matters more than most traders assume.