August borrowing came in £3.5bn above forecast with debt interest at its highest August level since 1997, leaving the chancellor with a narrower set of options before the October Budget and households with plenty to think about.
Your salary, not your coin, decides whether a UK crypto gain is taxed at 18% or 24%, and the gap between the two can run into hundreds of pounds on an identical profit.
UK spread betting profits usually escape Capital Gains Tax, stamp duty and income tax, but the exemption comes with conditions, a losses trade-off, and real risk beneath the tax perk.
Rising interest rates have quietly turned careful saving into a taxable event for many, and understanding the two allowances involved can save an unwelcome surprise.
