Budget 2026: What John Healey's First Budget Means for Household Money
From a £100 energy payment to the quiet handover of business rates revenue to mayors, here is what John Healey's first Budget actually changes for UK households.
Capital Gains Tax
What Your Books Tell You That Your Bank Balance Can't
A bank balance tells you what has already happened, while properly kept books tell you what is coming, and for anyone deciding what they can safely draw from their business, that distinction matters.
Spread Betting vs CFDs: How Each Is Taxed in the UK
Spread betting profits are usually tax-free in the UK, while CFDs fall under Capital Gains Tax rules that also allow loss relief.
Borrowing Overshoot Puts the Squeeze on Healey's First Budget: What It Means for Your Money
August borrowing came in £3.5bn above forecast with debt interest at its highest August level since 1997, leaving the chancellor with a narrower set of options before the October Budget and households with plenty to think about.
How Your Salary Decides the Tax You Pay on a Crypto Gain
Your salary, not your coin, decides whether a UK crypto gain is taxed at 18% or 24%, and the gap between the two can run into hundreds of pounds on an identical profit.