While many retirees get lost in complex bucket strategies and elaborate withdrawal rules, the most successful retirement investing approach uses just two simple buckets and annual rebalancing to achieve better results with less stress.
Gilts are government IOUs that quietly influence everything from your mortgage rate to your pension, forming the invisible backbone of Britain's financial system.
With savings rates trailing inflation, keeping money in the bank risks real losses. A growing range of digital assets offers higher return potential, depending on the level of risk you're willing to take.
Bonds play a vital role in UK retirement portfolios by providing stability, income, and diversification, making them essential for balanced financial planning.
