Tools - Saving Tool UK Blog

Personal Finance Technologies for Money Management in 2025

Jan 15, 2025 4 min read Tools

Spending is more fun than saving, but never as rewarding. Money management is more than saving; it involves knowing how you spend your cash and helps you find different ways to invest and

Vanguard’s New Minimum Fee: What It Means for UK Investors

Dec 12, 2024 3 min read S&S ISA

Vanguard's new £4 monthly minimum fee from January 2025 affects investors with balances under £32,000. While competitive for larger portfolios, smaller investors may face higher costs, potentially impacting compounding growth and prompting a review of alternative platforms.

Why Time-Saving Tools Are Key to Achieving Financial Freedom

Dec 12, 2024 3 min read Tax

Time-saving financial tools in the UK, such as budgeting apps and investment platforms, streamline financial management and planning, enabling individuals to achieve financial freedom by enhancing efficiency, simplifying tasks, and providing timely insights.

Understanding VAT for Freelancers: How SaaS Platforms Can Simplify Compliance

Dec 11, 2024 3 min read Tax

Freelancers in the UK should understand VAT obligations, including registration thresholds and schemes, as SaaS platforms can simplify compliance by automating calculations, record-keeping, and filing processes for 2024/25.

Scaling Your Side Hustle: Financial Tools Every UK Freelancer Should Know About

Dec 11, 2024 3 min read Tools

Scaling a UK side hustle to full-time freelancing benefits from using digital banking, accounting software, cash flow tools, and tax insights for effective financial management and growth.