National Savings and Investments (NS&I) provides secure savings options backed by the UK government, helping individuals save while contributing to public funding and offering various tailored products.
UK investors should stay updated on 2024/25 tax changes, including stable income tax rates, reduced National Insurance contributions, and various allowances to enhance investment strategies and tax efficiency.
Saving for a UK holiday home involves careful planning, budgeting, and considering financial commitments, while employing strategies like high-interest accounts and potential extra income sources to achieve your goal.
The SEIS and EIS provide UK investors with substantial tax reliefs, reducing risks while investing in startups, but careful research and professional advice are essential before proceeding.
This article outlines various low-risk investment options in the UK for 2024/25, including government bonds, fixed-rate savings accounts, cash ISAs, Premium Bonds, and corporate bonds, ideal for cautious investors.