As you approach retirement in your 40s and 50s, it's essential to assess your financial situation, optimize pension contributions, and create a comprehensive strategy for a secure future.
The Spring Statement 2025 outlines key changes to benefits, inflation forecasts, and public spending that could impact household budgets and long-term financial planning across the UK.
Despite their potential for higher returns, Stocks and Shares ISAs saw a decline in subscriptions, highlighting a need for improved financial literacy and awareness among UK investors.
As of 2024, the UK housing market faces persistent affordability challenges, with median house prices at £290,000, despite a slight improvement in the price-to-income ratio due to rising earnings.
Selling your home in the UK involves understanding Capital Gains Tax (CGT) implications, with exemptions like Principal Private Residence Relief (PPR) potentially shielding homeowners from taxable gains.
