In April 2025, President Trump's new tariffs, including a baseline 10% duty on all imports, have raised concerns about their significant negative impact on the UK's economy, inflation, and overall investment landscape.
As of 2024, the UK housing market faces persistent affordability challenges, with median house prices at £290,000, despite a slight improvement in the price-to-income ratio due to rising earnings.
In the UK, your credit score is crucial for accessing loans, securing rentals, and influencing employment opportunities, highlighting the importance of understanding and managing your financial profile.
Interest rates significantly impact retirement savings, affecting pensions, ISAs, and bonds. Diversifying investments, staying informed, and using tax-efficient accounts can help UK savers navigate fluctuating rates and grow their retirement funds effectively.
This guide details Cash ISAs, emphasizing their tax benefits, safety, and ease of access, while comparing them to other ISAs and helping individuals select the best option based on their financial goals.
