Choosing between mortgage overpayments and investing isn't just about mathematics, it's about balancing guaranteed returns against growth potential while considering your personal risk tolerance and financial goals.
Gilts are government IOUs that quietly influence everything from your mortgage rate to your pension, forming the invisible backbone of Britain's financial system.
In April 2025, President Trump's new tariffs, including a baseline 10% duty on all imports, have raised concerns about their significant negative impact on the UK's economy, inflation, and overall investment landscape.
As of 2024, the UK housing market faces persistent affordability challenges, with median house prices at £290,000, despite a slight improvement in the price-to-income ratio due to rising earnings.
In the UK, your credit score is crucial for accessing loans, securing rentals, and influencing employment opportunities, highlighting the importance of understanding and managing your financial profile.
