What is ISA Bridging?
An ISA bridge is a financial strategy where UK savers use tax-free ISA funds to support early retirement before accessing their pension at age 55 or 57.
Cash ISA
Financial Year 2025/26: What Has Changed?
As the UK enters the 2025/26 financial year, Chancellor Rachel Reeves unveils key fiscal reforms aimed at addressing fiscal challenges and driving long-term growth across taxation, public investment, and welfare.
How Many People in the UK Actually Have A Stocks and Shares ISA?
Despite their potential for higher returns, Stocks and Shares ISAs saw a decline in subscriptions, highlighting a need for improved financial literacy and awareness among UK investors.
Vanguard’s New Minimum Fee: What It Means for UK Investors
Vanguard's new £4 monthly minimum fee from January 2025 affects investors with balances under £32,000. While competitive for larger portfolios, smaller investors may face higher costs, potentially impacting compounding growth and prompting a review of alternative platforms.
I've Secured a Pay Rise: What Should I Do?
After receiving a pay rise, prioritize building an emergency fund, paying off high-interest debts, increasing pension contributions, maximizing ISA allowances, and reviewing discretionary spending for long-term financial health.